financial calculator

Personal Loan Calculator

The Personal Loan Calculator can give concise visuals to help determine what monthly payments and total costs will look like over the life of a personal loan. Since most personal loans come with fees and/or insurance, the end cost for them can actually be higher than advertised.

Student loan calculator

The Equated Monthly Instalment (or EMI) consists of the principal portion of the loan amount and the interest. Therefore, EMI = principal amount + interest paid on the personal loan. The EMI, usually, remains fixed for the entire tenure of your loan, and it is to be repaid over the tenure of the loan on a monthly basis.

Return on inventment

Return on investment (ROI) is the key measure of the profit derived from any investment. It is a ratio that compares the gain or loss from an investment relative to its cost. It is useful in evaluating the current or potential return on an investment, whether you are evaluating your stock portfolio’s performance, considering a business investment, or deciding whether to undertake a new proje

Debt-to-Income Calculator

Lenders look at your debt-to-income ratio to determine whether to lend you money or extend credit. Use this calculator to help determine if you are eligible for a home loan.

Compound interest calculator

Compound interest (also known as compounding interest) is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods. Believed to have originated in 17th-century Italy, compound interest can be thought of as “interest on interest. It will make a sum grow at a faster rate than simple interest, which is calculated only on the principal amount.

Debt payoff calculator

This calculator can help you wrangle your debts. It shows your debt-free date with your current payments, then how much faster you’d get there by paying more each month. You can also compare debt snowball and debt avalanche payoff plans.